q2 2018 market review

The US market had a slight rebound from small losses in the 1st quarter. International stocks continued their slight decline while emerging markets had a larger drop. Interest rates in the US continued their slow rise, bringing bond prices down a bit, while global bonds saw minor gains. Overall, investment returns have been pretty flat this year though the ride has been choppy compared to 2017.

 

For a detailed Market Overview, click here.

 

Planning note: Financial-planning.com recently redesigned a Retirement Pyramid originally inspired by the Journal of Retirement. In the same way a food pyramid provides guidance on a healthy and balanced diet, it is intended to show the elements of a healthy and balanced approach to retirement planning.  Note, the advice is focused around habits and behaviors rather than technical know-how, as that is a key element. The article at the end of the linked Market Overview discusses this topic as it relates to our investment strategies and success.

 

Retirement Pyramid - Healthy Balanced Retirement

 

 

 

Advisory services offered through Arbor Point Advisors. Securities offered through Securities America Inc., Member FINRA/SIPC. Arbor Point and Securities America are separate companies. CA Insurance #0E88557

Retirement Planner in San Diego

 

Advisory services offered through Arbor Point Advisors. Securities offered through Securities America, Inc., Member FINRA/SIPC. Arbor Point Advisors and Securities America are separate companies. This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed. CA Insurance #0E88557

Advisory services offered through Arbor Point Advisors. Securities offered through Securities America, Inc., Member FINRA/SIPC. Arbor Point Advisors and Securities America are separate companies. This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed. CA Insurance #0E88557​

Rancho Bernardo Financial Planner