Q3 2019 Market review

 In this most recent quarter, stocks had mixed results but remained relatively flat. The US stock market was up 1.16% and international stocks lost 0.93%. Global real estate had stronger returns of 5.72% while emerging markets dropped 4.25%. Bonds both domestically and internationally continued their steady rally with each up over 2%.

 

For a detailed Market Overview, click here.

 

Planning note: Medicare open enrollment begins this week on October 15th and runs through December 7th. As a quick overview, Medicare is the primary healthcare system in the US for people age 65 and older. There are different plans available and I recommend consulting with a Medicare expert to decide what plan is right for you. In most cases, signing up for at least Part A, which provides hospital coverage and is free for most people, is recommended at age 65. If you delay signing up for Medicare, your costs may go up in the future. If you want more information regarding Medicare or would like to speak with an expert to review your plan, contact me and I’d be happy to provide additional resources and contacts.

 

 

 Advisory services offered through Arbor Point Advisors. Securities offered through Securities America Inc., Member FINRA/SIPC. Arbor Point and Securities America are separate companies. CA Insurance #0E88557

Retirement Planner in San Diego

 

Advisory services offered through Arbor Point Advisors. Securities offered through Securities America, Inc., Member FINRA/SIPC. Arbor Point Advisors and Securities America are separate companies. This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed. CA Insurance #0E88557

Advisory services offered through Arbor Point Advisors. Securities offered through Securities America, Inc., Member FINRA/SIPC. Arbor Point Advisors and Securities America are separate companies. This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed. CA Insurance #0E88557​

Rancho Bernardo Financial Planner